Investment strategies under HNI Investment, are focussed just on one thing – Long term protection of capital in real terms. We will not be focussing on any other aspect apart from this, at the time of selection of stocks. If a stock satisfies the criteria to protect capital in real terms over long term, it would be a buy for us.
We will take long term position in Indian equity shares generally for 3-5 years.
Our investment advice will be based on through research and analysis. We take a call based on fundamentals of the company rather than relying upon technical analysis or some rumours.
Our stock selection will not be driven by need for diversification. We like to keep it simple and logical – “buy/sell where it makes sense to buy/sell at prevailing market price”. We believe, saying that you should diversify at any cost means saying “I do not know what will kill you so try everything you can”. Avoiding diversification based selection does not mean that we will be taking big risks. We will not. We will for sure buy a reasonable number of stocks for your portfolio. But the price will determine selection of those stocks and not the need for diversification. What you already have/not have should not determine what to buy. It should be the price of what you want to buy.
We do not shy away from saying that we can not guarantee any returns. No one exactly knows what is coming tomorrow. Everyone might have a view but that might be wrong. However we can guarantee you that, we will make money only if you make money and we will lose our wealth if you lose yours.
We will not buy a stock today and sell it tomorrow or vice-versa. We are not good at making quick money and if there is a way to quickly make money, that is exactly the way to quickly lose as well.
